Short Term Insurance

Our products are a result of innovative solutions driven by the emphasis on a risk management package and prudent economic principles. Due to the nature of our target market which is prone to robberies and other crime incidents, it is imperative that risk management is an integral part of our focus by keeping abreast of market trends at all times. The policy is based on the standard multimark policy with specific niche extensions for the industry bringing all risks under one umbrella.

We issue cover on the following sections but not limited to:

  • Accidental damage

  • Business interruption

  • Business all risks

  • Electronic equipment

  • Fidelity guarantee

  • Fire (material damage) fuel leakage extension, subsidence and landslip in respect of underground tanks, refrigerated stock extension and fuel contamination cover

  • Glass – both internal and external

  • Goods in transit

  • Group personal accident / stated benefits – death on duty on forecourt employees & cashiers

  • Money – including credit card fraud and cash in transit cover included

  • Motor Specified

  • Motor traders internal and external covers

  • Office contents

  • Public liability with the extensions for: products liability, defective workmanship, wrongful arrest, food and drink extension and employee negligence, including incorrect dispensing of fuel.

  • Theft